Are you Wealthy? Smarter Ways to Review Your Portfolio

End of financial year is the perfect time to reflect on your financial progress—but it’s not just about net worth. In this episode, Mark and Shani share how to review your portfolio properly, using key metrics that reflect real progress toward financial independence.

From savings rate and passive income to your required rate of return and even peace of mind, they walk through how to track your journey—and make sure your money is helping you build the life you want.

Topics covered:
• Why net worth can be misleading
• What “real wealth” actually looks like
• The power of a high savings rate early in life
• Passive income ratio and replacing employment income
• Debt-to-income and liquidity as freedom metrics
• How to calculate your required rate of return
• Why peace of mind might be your best indicator of success

Further reading from Shani's article:
www.morningstar.com.au/personal-finance/future-foc…

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Podcast producer:
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Disclaimer:
This video has been prepared for clients of Morningstar Australasia Pty Ltd and/or New Zealand wholesale clients of Morningstar Research Ltd. Any general advice has been provided without reference to your financial objectives, situation or needs.

You should consider the advice in light of these matters and any relevant Product Disclosure Statement before making any decision to invest. To obtain advice for your own situation, contact a financial advisor.

For more information please read our Financial Services Guide (or ‘FSG’) available at: www.morningstar.com.au/s/fsg.pdf or by calling us on 1800 03 44 55. By viewing this video you agree to the FSG being made available to you electronically via the Morningstar website or by contacting us for a copy. Past performance does not necessarily indicate a financial product’s future performance.

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